Rewards Credit Cards

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Percentage using 'American Express':

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Cards with 'AMEX option

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Earning rates
Redemption example
Point capping/expiry
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Rewards cards

Yearly spend:
CardAnnual
Fee
Rewards ProgramPointsEarnBest value redemption SummaryNotesYearly return
Interest RateExpire?Capped?SpendPointsAmex
Spend
PointsExamplePoints requiredReward valueSpend to
earn $100
Rewards
as a %
Amex spend
to earn $100
Amex
Rewards
as %
PointsDollars
(towards vouchers)
American Express Platinum$900American ExpressNo$00$11Foreign Currency13,500 points$100$13,5000.74%
American Express Platinum Edge$195American ExpressNo$00$11Foreign Currency13,500 points$100$13,5000.74%
American Express Velocity Escape$0Velocity Frequent Flyer3 years after earning no points$00$11Myer Gift Voucher18,000 points$100$18,0000.56%
ANZ Balance Visa$79ANZ Balance VisaNo$11N/AN/AKMart Gift Voucher20,000 points$100$20,0000.50%
ANZ Frequent Flyer$95Qantas Frequent FlyerNo$10.5$11Woolworths WISH gift card15,000 points$100$30,0000.33%$15,0000.67%
ANZ Frequent Flyer Platinum$295Qantas Frequent FlyerNo$10.5$11.5Woolworths WISH gift card15,000 points$100$30,0000.33%$10,0001.00%
ANZ Rewards$80ANZ Rewards3 years$10.75$11.5KMart Gift Voucher22,225 points$100$29,6330.34%$14,8170.67%
ANZ Rewards Black$375ANZ Rewards3 years$11.25$13KMart Gift Voucher22,225 points$100$17,7800.56%$7,4081.35%
ANZ Rewards Platinum$95ANZ Rewards3 years$11$12KMart Gift Voucher22,225 points$100$22,2250.45%$11,1130.90%
Bank of Queensland Platinum Visa$99Q RewardsNo$12N/AN/AColes Gift Voucher28,600 points$100$14,3000.70%
Bankwest More Classic$89Bankwest More Rewards3 years$11.5N/AN/AWoolworths WISH gift card36,000 points$100$24,0000.42%
Bankwest More Gold$120Bankwest More Rewards3 years$11.5N/AN/AWoolworths WISH gift card36,000 points$100$24,0000.42%
Bankwest More Platinum$190Bankwest More Rewards3 years$12N/AN/AWoolworths WISH gift card36,000 points$100$18,0000.56%
Bankwest Qantas Frequent Flyer Classic$119Qantas Frequent FlyerNo$21N/AN/AWoolworths WISH gift card15,000 points$100$30,0000.33%
Bankwest Qantas Frequent Flyer Gold$150Qantas Frequent FlyerNo$21N/AN/AWoolworths WISH gift card15,000 points$100$30,0000.33%
Bankwest Qantas Frequent Flyer Platinum$220Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
Bendigo Ready Red$45Be Rewarded3 years$11N/AN/ABunnings Gift Voucher36,667 points$100$36,6670.27%
Bendigo Solid Gold$85Be Rewarded3 years$11.5N/AN/ABunnings Gift Voucher36,667 points$100$24,4450.41%
Citibank Classic$89Citibank Rewards ProgramNo$11N/AN/AWestfield, Bunnings, Myer, David Jones or BP Voucher17,900 points$100$17,9000.56%
Citibank Platnium$199Citibank Rewards ProgramNo$11.25N/AN/AWestfield, Bunnings, Myer, David Jones or BP Voucher17,900 points$100$14,3200.70%
Citibank Signature Qantas$444Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
Citibank Signature Rewards$395Citibank Rewards ProgramNo$11.5N/AN/AWestfield, Bunnings, Myer, David Jones or BP Voucher17,900 points$100$11,9330.84%
Coles Mastercard$49Fly Buys3 years$12N/AN/ABunnings Gift Voucher10,000 points$50$10,0001.00%
Coles Mastercard Platinum$49Fly Buys3 years$12N/AN/ABunnings Gift Voucher10,000 points$50$10,0001.00%
Commonwealth Bank Awards$59Commonwealth AwardsNo$11$11.5KMart Gift Voucher18,600 points$100$18,6000.54%$12,4000.81%
Commonwealth Bank Diamond Awards$395Commonwealth AwardsNo$11.25$13KMart Gift Voucher18,600 points$100$14,8800.67%$6,2001.61%
Commonwealth Bank Gold Awards$119Commonwealth AwardsNo$11$12KMart Gift Voucher18,600 points$100$18,6000.54%$9,3001.08%
Commonwealth Bank Platinum Awards$250Commonwealth AwardsNo$11$12.5KMart Gift Voucher18,600 points$100$18,6000.54%$7,4401.34%
David Jones American Express$99American ExpressNo$00$11Foreign Currency13,500 points$100$13,5000.74%
David Jones American Express Qantas $0Qantas Frequent FlyerNo$00$10.75Woolworths WISH gift card15,000 points$100$20,0000.50%
HSBC Classic Credit Card$59HSBC3 years$11N/AN/AColes Gift Voucher20,000 points$100$20,0000.50%
HSBC Platnium Credit Card$129HSBC3 years$11N/AN/AColes Gift Voucher20,000 points$100$20,0000.50%
HSBC Platnium Qantas Credit Card$199Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
HSBC Premier Credit Card Qantas$99Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
HSBC Premier Credit Card Rewards Plus$0HSBC3 years$11.25N/AN/AColes Gift Voucher20,000 points$100$16,0000.63%
Jetstar Mastercard Dollars$59Jetstar DollarsNo$10.01N/AN/AJetstar Voucher100 points$100$10,0001.00%
Jetstar Mastercard Qantas$89Qantas Frequent FlyerNo$21N/AN/AWoolworths WISH gift card15,000 points$100$30,0000.33%
Jetstar Platnium Mastercard Dollars$149Jetstar DollarsNo$10.02N/AN/AJetstar Voucher100 points$100$5,0002.00%
Jetstar Platnium Mastercard Qantas$179Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
Macquarie Visa Platinum$200Macquarie RewardsNo$11.25N/AN/A$100 Macquarie Bank Rewards Cash back14,900 points$100$11,9200.84%
NAB flybuys Rewards Card$65Fly Buys3 years$11N/AN/ABunnings Gift Voucher10,000 points$50$20,0000.50%
NAB Qantas Card$65Qantas Frequent FlyerNo$21$11Woolworths WISH gift card15,000 points$100$30,0000.33%$15,0000.67%
NAB Qantas Gold Card$145.5Qantas Frequent FlyerNo$32$22Woolworths WISH gift card15,000 points$100$22,5000.44%$15,0000.67%
NAB Qantas Platinum Card$290Qantas Frequent FlyerNo$32$11.5Woolworths WISH gift card15,000 points$100$22,5000.44%$10,0001.00%
Qantas American Express Discovery$0Qantas Frequent FlyerNo$00$11Woolworths WISH gift card15,000 points$100$15,0000.67%
Velocity NAB Gold Card$150Velocity Frequent Flyer3 years after earning no points$21$22Myer Gift Voucher18,000 points$100$36,0000.28%$18,0000.56%
Velocity NAB Standard Card$65Velocity Frequent Flyer3 years after earning no points$21$21.5Myer Gift Voucher18,000 points$100$36,0000.28%$24,0000.42%
Virgin Flyer$129Velocity Frequent Flyer3 years after earning no points$11N/AN/AMyer Gift Voucher18,000 points$100$18,0000.56%
Virgin High Flyer$289Velocity Frequent Flyer3 years after earning no points$11.25N/AN/AMyer Gift Voucher18,000 points$100$14,4000.69%
Westpac Altitude$100AltitudeNo$11$12Myer Gift Voucher22,000 points$100$22,0000.45%$11,0000.91%
Westpac Altitude Black$395AltitudeNo$11.25$13Myer Gift Voucher22,000 points$100$17,6000.57%$7,3331.36%
Westpac Altitude Platinum$150AltitudeNo$11$12Myer Gift Voucher22,000 points$100$22,0000.45%$11,0000.91%
Westpac Altitude Platinum Plus$295AltitudeNo$11$13Myer Gift Voucher22,000 points$100$22,0000.45%$7,3331.36%
Westpac Black Qantas$395Qantas Frequent FlyerNo$10.625$11.5Woolworths WISH gift card15,000 points$100$24,0000.42%$10,0001.00%
Westpac Platinum Qantas$150Qantas Frequent FlyerNo$10.5$11Woolworths WISH gift card15,000 points$100$30,0000.33%$15,0000.67%
Woolworths Everyday Money$49Woolworths Everyday MoneyNo$11N/AN/AWoolworths Voucher20,000 points$100$20,0000.50%
Woolworths Everyday Rewards Qantas$89Qantas Frequent FlyerNo$11N/AN/AWoolworths WISH gift card15,000 points$100$15,0000.67%
Data checked/last updated 1st May 2013. Please report any inaccuracies via Contact Us box below